If you are travelling abroad, you should take out travel health or medical insurance to help you cover your medical expenses in case of an emergency abroad. Note that medical costs and hospital care abroad can be steep and US-issued policies are generally not accepted outside the US. Medicaid and Medicare programs also do not provide coverage for medical or hospital expenses incurred outside the US.
This type of short-term insurance policy is specifically designed to provide temporary medical coverage for periods as short as five days to as long as a year, and is renewable for two to three years. Major medical insurance policies are also available for those who are travelling abroad for longer periods of time such as six months to a year. Apart from medical care, travel insurance also covers evacuation, accidental death, trip interruption and limited baggage. If you have a major medical policy, however, you have more comprehensive coverage that includes prescription drugs and wellness care.
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Travelling? Take Out Short-Term Insurance to Cover Possible Health Expenses
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